Saving
on fees and expenses
In
2005, the average mutual fund had a
1.13% expense ratio. Visible
Investment Advisor's use of no-load,
low cost mutual funds reduces expenses
to less than 0.4%a
savings of 0.73%
Elimination
of under-performance
Last
year the average investor
under-performed the benchmark index by
2.6%. Assuming that 1.13% came from
fees and expenses, the average
investor under-performed the benchmark
index by almost 1.5%. Visible
Investment Advisor uses benchmark
mimicking index fundsan
improvement of 1.5% in investor
returns.
Reduction
in taxes
Mutual
funds average 100%
turnover. In taxable accounts,
investor returns are reduced
by 2-4% from associated tax
consequences. Visible Investment
Advisors uses low turnover, tax
sensitive investment vehicles,
reducing tax consequences to less than
1%a savings
of at least 1%.
Diminish
investment mistakes
Most
investors are taking more risk than
they need to which leads to the common
investor mistakes
of buying high and selling low. The
impact of the loss created by mistakes
has reduced investor returns by an
average of 3%. By developing a risk
adjusted portfolio and providing investment counsel, Visible
Investment Advisors can help you
virtually eliminate mistakesimproving
investor returns by 3%.
Peace
of mind
Stop
worrying about your investments and
the quality of your retirement
lifestyle. Take a break from watching
business news and reading every article
in the press and magazines. Be
encouraged and enthusiastic when
stocks go down or go up. Visible
Investment Advisors can help you achieve
what you need mostan
enjoyable life today and in
retirement.